Singapore · Topic
Suicide Clause across Singapore life insurance products
Standard 1-year suicide exclusion / limit-of-liability terms.
45 of 50 active products on the policy library surface a value for this topic. Each value is extracted from the insurer's Product Summary on compareFIRST.sg.
{"source_page":2,"payout_within_period":"If the Insured, whether sane or insane, commits suicide within one year from the issue date or reinstatement date of the basic policy, whichever is later, our liability shall only be limited to the refund of premiums paid without interest.","exclusion_period_months":12}
{"source_page":6,"payout_within_period":"If the Insured commits suicide within one year from the policy issue date or date of reinstatement, whichever is later, our liability will be limited to a return of premiums paid without interest.","exclusion_period_months":12}
{"source_page":6,"payout_within_period":"Our liability under the policy shall be limited to 100% of the policy value in case of the following: (i) if the Insured, whether sane or insane, commits suicide within one year from the issue date or reinstatement date of the policy, whichever is later","exclusion_period_months":12}
{"source_page":8,"payout_within_period":"Our liability under the policy shall be limited to 100% of the policy value in case of the following: (i) if the Insured, whether sane or insane, commits suicide within one year from the issue date or reinstatement date of the policy, whichever is later","exclusion_period_months":12}
{"payout_within_period":"not explicitly stated in extracted text","exclusion_period_months":12}
{"source_page":4,"payout_within_period":"Our liability under the policy shall be limited to 100% of the policy value in case of the following: (i) if the Insured, regardless of sanity, commits suicide within one year from the issue date or reinstatement date of the policy, whichever is later.","exclusion_period_months":12}
{"source_page":4,"payout_within_period":"If the Insured commits suicide within 1 year from the policy issue date or date of reinstatement (where applicable), whichever is later, our liability will be limited to a return of premiums paid without interest.","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"If the Insured, whether sane or insane, commits suicide within one year of the issue date or reinstatement date of the basic policy, whichever is later, unless otherwise specified in any supplementary agreements or endorsements, our liability shall only be limited to the refund of the total premiums paid without interest.","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"If the Insured commits suicide within one year from the policy issue date or date of reinstatement, whichever is later, our liability will be limited to a return of premiums paid without interest.","exclusion_period_months":12}
{"source_page":5,"payout_within_period":"If the Insured commits suicide (regardless of sanity) within 1 year from the policy issue date or reinstatement date, whichever is later or otherwise specified, our liability shall be limited to the refund of premiums paid without interest.","exclusion_period_months":12}
{"source_page":3,"payout_within_period":"We will not pay the death benefit if the life assured dies due to suicide, while sane or insane, within 1 year from the date of issue of the policy or from the date of any reinstatement, the policy will be rendered void and we will refund all premiums paid.","exclusion_period_months":12}
{"source_page":3,"payout_within_period":"We will refund all the premiums you have paid to you or your legal personal representative if you are both the life assured and policyholder of this policy, regardless whether you have transferred the legal right of this policy to someone else.","exclusion_period_months":12}
{"source_page":3,"payout_within_period":"The policy will be void. We will refund all the premiums you have paid without interest.","exclusion_period_months":12}
{"source_page":3,"payout_within_period":"The policy will be void. We will refund all the premiums you have paid without interest (after deducting any outstanding debt, and any benefits and/or bonuses paid).","exclusion_period_months":12}
{"source_page":15,"payout_within_period":"We will not pay the benefit if the life assured dies due to suicide, while sane or insane, within 12 months from the date we issue the policy or from the date of reinstatement (if applicable). We will terminate your policy and pay the account value calculated as the next valuation date following our receipt of notification of the death.","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"If the life assured dies by suicide, while sane or insane, or from any pre-existing condition, within 12 months from the date of issue of the policy or from the date of any reinstatement, the policy will be rendered void and we will refund all premiums paid without interest (after deducting any outstanding debt, and any benefits and/or bonuses paid).","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"We will not pay the benefit if the life assured commits suicide, while sane or insane, within 1 year from the date we issue the policy or from the date of any reinstatement, whichever is later. The policy will be void. We will refund all the premiums you have paid to you or your legal personal representative if you are both the life assured and policyholder of the policy, regardless of whether you have transferred the legal right of the policy to someone else.","exclusion_period_months":12}
{"source_page":9,"payout_within_period":"We will pay the account value calculated as at the next valuation date following our receipt of notification of the death, less any amounts paid as welcome bonus, loyalty bonus, premium bonus and premium holiday charge refund.","exclusion_period_months":12}
{"source_page":4,"payout_within_period":"We will not pay any benefit for death due to: (a) suicide while sane or insane; or (b) any pre-existing condition, within 12 months from the date we issue the policy or from the date of reinstatement (if applicable) of the policy. The policy will be void regardless of whether there is a secondary life assured appointed for the policy. We will refund all the premiums you have paid without interest (after deducting any outstanding debt, and any benefits and/or bonuses paid).","exclusion_period_months":12}
{"source_page":4,"payout_within_period":"We will refund the premiums received, less any withdrawals made: (a) to the assignee if the policy has been assigned; or (b) to you or your legal personal representative if the policy has not been assigned, and the policy will then end.","exclusion_period_months":12}
{"source_page":5,"payout_within_period":"The cash-in value at the time we are told about the claim will be paid if the insured commits suicide within one year from the cover start date.","exclusion_period_months":12}
{"source_page":8,"payout_within_period":"We will refund the total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date.","exclusion_period_months":12}
{"source_page":9,"payout_within_period":"This policy is not valid if the original insured commits suicide within one year from the cover start date. We will refund the total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date.","exclusion_period_months":12}
{"source_page":8,"payout_within_period":"This policy is not valid if the insured commits suicide within one year from the cover start date. The total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date will be refunded.","exclusion_period_months":12}
{"source_page":6,"payout_within_period":"If the insured commits suicide within one year from the cover start date, we will pay the policy value less any bonus at the time we are told about the claim.","exclusion_period_months":12}
{"source_page":6,"payout_within_period":"This policy is not valid if the insured commits suicide within one year from the cover start date. We will refund the total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date.","exclusion_period_months":12}
{"source_page":3,"payout_within_period":"We will refund the total premiums paid, without interest, less any amounts we have paid you and any amount you owe us, from the cover start date.","exclusion_period_months":12}
{"source_page":1,"payout_within_period":"We will refund the total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date.","exclusion_period_months":12}
{"source_page":3,"payout_within_period":"If the life assured dies from suicide within 12 months from the cover start date or date of reinstatement (if any) of your policy, we will void your policy. In this case, we cancel it and refund the total premiums received from you. We will first deduct any policy loans (including interest), automatic premium loans (including interest), surgical and nursing loans and all other amounts you owe us in connection with your policy and expenses (including administrative, sales-related and medical expenses) we have had to pay for your policy.","exclusion_pe…
{"source_page":2,"payout_within_period":"If the life assured commits suicide within 12 months from the cover start date or date of reinstatement (if any) of your policy, we will void your policy. In this case, we cancel it and refund the premiums received from you. We will first deduct any withdrawals, all outstanding amounts you owe us in connection with your policy and expenses (including administrative, sales-related and medical expenses) we have had to pay on your policy. We use a premium refund formula that is decided by us, to work out the amount to refund you.","exclusion_period_mont…
{"source_page":3,"payout_within_period":"If the life assured dies from suicide within 12 months from the cover start date of your policy or from the date of reinstatement (if any), we will void your policy, we cancel it and refund the total premiums received from you. We will deduct any policy loans (including interest), automatic premium loans (including interest), surgical and nursing loans and all other amounts you owe us in connection with your policy and expenses (including administrative, sales-related and medical expenses) we have had to pay for your policy.","exclusion_period_months…
{"source_page":1,"payout_within_period":"death from suicide or Pre-existing Condition within 12 months from Cover Start Date or date of reinstatement (if any)) under which no benefits will be payable","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"If the life assured dies from suicide within 12 months from the cover start date or date of reinstatement (if any) of your policy, we will make your policy void. In this case, we cancel it and refund the total premiums, without interest, received from you less expenses (including administrative, sales-related and medical expenses) we have had to pay for your policy.","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"If the life assured commits suicide within 12 months from the cover start date or date of reinstatement (if any) of your policy, we will void your policy. In this case, we cancel it and refund the premiums received from you. We will first deduct any withdrawals, all other amounts you owe us in connection with your policy and expenses (including administrative, sales-related and medical expenses) we have had to pay on your policy.","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"If the life assured dies from suicide within 12 months from the cover start date or date of reinstatement (if any) of your policy, we will void your policy. In this case, we cancel it and refund the total premiums received from you. We will first deduct any withdrawals, dividend payments, all other amounts you owe us in connection with your policy and expenses (including administrative, sales-related and medical expenses) we have had to pay for your policy.","exclusion_period_months":12}
{"source_page":2,"payout_within_period":"If the life assured dies from suicide within 12 months from the Cover Start Date or date of reinstatement of your policy, we will cancel your policy and refund the total premiums, without interest, received from you less expenses incurred by us on your policy.","exclusion_period_months":12}
{"source_page":13,"payout_within_period":"There are certain conditions (such as death from suicide or Pre-existing Conditions within 12 months from Cover Start Date, or date of reinstatement (if any) under which no benefits will be payable.","exclusion_period_months":12}
{"source_page":3,"payout_within_period":"If the life assured commits suicide (while sane or insane) within one year from the policy issue date or the last reinstatement date of your policy, whichever is later, we will void your policy on the date immediately before the date of death. As long as you have not made any claim under your policy, we will refund premiums paid for the basic benefits, without interest and less any amount you owe us, from the policy issue date or the last reinstatement date of your policy, whichever is later.","exclusion_period_months":12}
{"source_page":10,"payout_within_period":"If the life assured commits suicide (while sane or insane) within one year from the policy issue date or the last reinstatement date of your policy (whichever is later), your policy is void on the date immediately before the date of death. We will refund premiums paid for the basic benefits, without interest and less any amount you owe us, from the policy issue date or the last reinstatement date of your policy (whichever is later).","exclusion_period_months":12}
{"source_page":5,"payout_within_period":"We will void Your Policy on the date immediately before the date of death. As long as You have not made any claim under the Policy, We will refund premiums paid for the Policy, without interest and less any amounts owing to Us, from the Policy Issue Date, or the last reinstatement date, whichever is later.","exclusion_period_months":12}
{"source_page":7,"payout_within_period":"If the Life Assured commits suicide (while sane or insane) within one year of the Policy Issue Date or the date of the last reinstatement of the Policy (whichever is later), the Policy will be voided from the date immediately before the date of death.","exclusion_period_months":12}
{"source_page":11,"payout_within_period":"If the Life Assured commits suicide (while sane or insane) within one year of the Policy Issue Date or the date of the last reinstatement of the Policy (whichever is later), the Policy will be voided from the date immediately before the date of death.","exclusion_period_months":12}
{"source_page":13,"payout_within_period":"If the life assured commits suicide (while sane or insane) within one year of the policy issue date or the date of the last reinstatement of the policy (whichever is later), the policy will be void from the date immediately prior to the date of death. We will refund without interest, the account value of the policy based on the unit price on the next appropriate fund valuation date immediately following the date We receive the death claim notification, less any amount of Welcome Bonus and Loyalty Bonus paid from the policy issue date or the date of …
{"source_page":9,"payout_within_period":"If the Life Assured commits suicide (while sane or insane) within one year of the Policy Issue Date or the date of the last reinstatement of the Policy (whichever is later), the Policy will be void from the date immediately prior to the date of death.","exclusion_period_months":12}
{"source_page":6,"payout_within_period":"If the Life Assured commits suicide (while sane or insane) within one year of the Policy Issue Date or the date of the last reinstatement of the Policy (whichever is later), the Policy will be voided from the date immediately prior to the date of death.","exclusion_period_months":12}
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