TermLife Solitaire
Structured facts
Extracted from the Product Summary at a05b37cd7d0661fc…. 1 fact rows.
Product Type
term-life
Riders & optional benefits
Disability Accelerator
tpd
Disability Accelerator is an accelerated rider attached to a basic policy. It is a non-participating, regular premium rider that provides insurance protection against total and permanent disability (TPD) for a limited period of time. The term of rider will follow the basic policy term, subject to the maximum coverage of age 70 last birthday. The sum assured of this rider cannot exceed the sum assured of the basic policy.
Exclusions
Verbatim from the Product Summary. Read in full before purchase.
This policy is not valid if the insured commits suicide within one year from the cover start date. We will refund the total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date.
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We will not pay the Terminal Illness benefit if your claim arises from: deliberate acts such as self-inflicted injuries, illnesses or attempted suicide; unlawful acts, provoked assault, or deliberate exposure to danger; or the effects of alcohol, drugs or any dependence.
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After you have been continuously covered for one year from the cover start date, we will pay your claim unless: it is a case of fraud; you fail to pay a premium; the insured has a material pre-existing condition which you did not tell us about when you applied for this policy or rider if health declaration is required; you or the insured fail to tell us any significant information or information which is true, correct and complete which would have reasonably affected our decision to accept your application; or the claim is excluded or not covered under the terms of the policy or rider.
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Free-look period
14 days from policy delivery. we will refund you the premiums you have paid, less any medical fees and other expenses such as payments for medical check-ups and medical reports incurred by us.
Machine-readable endpoints
- facts.json — structured fact extraction
- summary.md — LLM-friendly markdown summary
- wording.md — full ingested wording text
- history.json — wording version history
Source & verification
All facts ingested from Income Insurance's published Product Summary on compareFIRST.sg. Open the source PDF .
This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact Income Insurance directly or consult a MAS-licensed financial adviser.