AIA Singapore

AIA Pro Lifetime Protector (II)

verified extraction Effective from 2024-10-01 Source: AIA Singapore Product Summary ↗

Structured facts

Extracted from the Product Summary at ed058dd59d88bb44…. 2 fact rows.

Exclusions

if the Insured, regardless of sanity, commits suicide within one year from the issue date or reinstatement date of the policy, whichever is later; our liability shall be limited to 100% of the policy value.; any material misrepresentation or concealment during the 2-year period beginning from the issue date or reinstatement date of the policy, whichever is later; our liability shall be limited …

Product Type

investment-linked

Exclusions

Verbatim from the Product Summary. Read in full before purchase.

if the Insured, regardless of sanity, commits suicide within one year from the issue date or reinstatement date of the policy, whichever is later; our liability shall be limited to 100% of the policy value.

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any material misrepresentation or concealment during the 2-year period beginning from the issue date or reinstatement date of the policy, whichever is later; our liability shall be limited to 100% of the policy value.

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fraud at any time; our liability shall be limited to 100% of the policy value.

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Free-look period

14 days from policy delivery. the insurer will refund you the premiums you have paid without interest, in accordance with the insurer's prevailing premium refund formula and after making the necessary adjustments on the following: (i) any change in the market value of the underlying assets of the fund chosen by you as at the valuation day immediately following the date of our receipt of your request; and (ii) less any medical fees and other expenses, such as payments for medical check-ups and medical reports incurred by the insurer.

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Source & verification

All facts ingested from AIA Singapore's published Product Summary on compareFIRST.sg. Open the source PDF .

This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact AIA Singapore directly or consult a MAS-licensed financial adviser.