Singapore · Partners

How we work with insurers & advisers

Lifeinsurance.com.sg is an independent comparison surface. When you submit a quote request, your information is routed to a MAS-licensed insurer or financial adviser who prepares the shortlist and contacts you. Here's how that works.

MAS-licensed intermediaries only

Every partner we route to is verifiable on the MAS Financial Institutions Directory at eservices.mas.gov.sg/fid. We do not route to unlicensed introducers or offshore intermediaries.

Independent — no exclusive deals

We do not take exclusive distribution agreements with any insurer. Every MAS-licensed Singapore life insurer is represented in the policy library with equal data depth, regardless of commercial arrangement.

PDPA compliant

Data submitted via /quotes/ is shared only with the MAS-licensed insurer or adviser preparing your quote. We comply with the Personal Data Protection Act 2012. See our Privacy Policy for full detail.

No obligation

A quote request via this site is a request for information, not a commitment to purchase. You can decline, ask further questions, or seek a second opinion from any other MAS-licensed adviser. Quote requests are free.

For insurers and advisers

We are actively building partner relationships with MAS-licensed Singapore financial advisory firms with FCIB (Financial Adviser Class B) Representative status. If your firm is interested in receiving qualified life-insurance quote leads from the lifeinsurance.com.sg surface, contact us at hello@lifeinsurance.com.sg.

We work on a per-lead basis with transparent, MAS-compliant referral arrangements. Pricing is fixed in writing before any leads are routed.

For data buyers (API / MCP)

The lifeinsurance.com.sg policy library is available as a machine-readable surface:

  • /api/clause-search — semantic search across every ingested wording
  • /api/insurer/{slug}/facts.json — per-insurer endpoint
  • /api/product/{insurer}/{product}/facts.json — per-product endpoint
  • /api/product/{insurer}/{product}/wording.md — full ingested wording
  • /llms.txt + /llms-full.txt — llmstxt.org compliant LLM-discovery indexes

For commercial API access, MCP server integration or bulk-data licensing: hello@lifeinsurance.com.sg.