PRULink InvestGrowth
Structured facts
Extracted from the Product Summary at 7620f663027b7268…. 1 fact rows.
Product Type
investment-linked
Exclusions
Verbatim from the Product Summary. Read in full before purchase.
If the life assured dies due to a pre-existing condition within 12 months from the cover start date of the policy, we pay the higher of: the value of all the units in the Account; or the total premiums paid less any withdrawals, all outstanding amounts owing to us in connection with the policy and expenses (including but not limited to administrative, sales related and medical expenses, if any) incurred by us on the policy.
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If the life assured dies due to a pre-existing condition within 12 months from the date of an increase in the premium, we pay the higher of: the value of the units of the respective increase in premium; or the respective increase in premium paid less any withdrawals, all outstanding amounts owing to us in connection with the policy and expenses (including but not limited to administrative, sales related and medical expenses, if any) incurred by us on the policy.
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If the life assured dies due to a pre-existing condition within 12 months from the date of any top-up, we pay the higher of: the value of the units of the respective top-up; or the respective top-up paid less any withdrawals, all outstanding amounts owing to us in connection with the policy and expenses (including but not limited to administrative, sales related and medical expenses, if any) incurred by us on the policy.
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A pre-existing condition is the existence of any signs or symptoms for which treatment, medication, consultation, advice or diagnosis has been sought or received by the life assured or would have caused an ordinary prudent person to seek treatment, diagnosis or cure, prior to, the cover start date of this policy or the date of any increase in premium or the date of any top-up.
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Free-look period
14 days from policy delivery. we will refund you the premiums you have paid, less any medical fees and other expenses, such as payments for medical check-ups and medical reports, incurred by us. A premium refund formula, as determined by us, is used to work out the amount to be refunded. In determining the amount to be refunded for investment-linked policies, we are entitled to adjust the amount to reflect the change in market value of the underlying assets.
Machine-readable endpoints
- facts.json — structured fact extraction
- summary.md — LLM-friendly markdown summary
- wording.md — full ingested wording text
- history.json — wording version history
Source & verification
All facts ingested from Prudential Singapore's published Product Summary on compareFIRST.sg. Open the source PDF .
This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact Prudential Singapore directly or consult a MAS-licensed financial adviser.