Income Insurance

Gro Saver Flex Pro

verified extraction Effective from 2026-06-05 Source: Income Insurance Product Summary ↗

Structured facts

Extracted from the Product Summary at 99fda1cf702f16ad…. 1 fact rows.

Product Type

endowment

Exclusions

Verbatim from the Product Summary. Read in full before purchase.

This policy is not valid if the insured commits suicide within one year from the cover start date. The total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date will be refunded.

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The Terminal Illness benefit is not payable if your claim arises from: deliberate acts such as self-inflicted injuries, illnesses or attempted suicide; unlawful acts, provoked assault or deliberate exposure to danger; or the effects of alcohol, drugs or any dependence.

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After you have been continuously covered for one year from the cover start date, we will pay your claim unless: it is a case of fraud; you fail to pay a premium; the insured has a material pre-existing condition which you did not tell us about when you applied for this policy or rider if health declaration is required; you or the insured fail to tell us any significant information or information which is true, correct and complete which would have reasonably affected our decision to accept your application; or the claim is excluded or not covered under the terms of this policy or rider.

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Free-look period

14 days from policy delivery. If you choose to cancel the policy, we will refund you the premiums you have paid, less any medical fees and other expenses such as payments for medical check-ups and medical reports incurred by us.

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Source & verification

All facts ingested from Income Insurance's published Product Summary on compareFIRST.sg. Open the source PDF .

This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact Income Insurance directly or consult a MAS-licensed financial adviser.