Singlife Elite Term II
Structured facts
Extracted from the Product Summary at 9f16407b9b366e60…. 1 fact rows.
Product Type
term-life
Riders & optional benefits
TPD Advance Cover Plus III
tpd
This is a non-participating Total and Permanent Disability Supplementary Benefit (TPD Benefit). It offers protection against disability which is total and permanent during the period of the benefit term. This TPD Benefit accelerates the Death Benefit of the Policy to which it is attached. This Supplementary Benefit does not have any cash value. The premium rates for this Supplementary Benefit are level and guaranteed throughout the premium term.
Exclusions
Verbatim from the Product Summary. Read in full before purchase.
We do not pay the Interim Accidental Death Benefit under this Policy if death is directly or indirectly, wholly or partly caused by or arising from or contributed to by: suicide, attempted suicide or other intentional self-inflicted injury, while sane or insane; active participation in war (declared or undeclared), civil war, war-like actions and/or acts of terrorism; resulting from or in connection with the use of nuclear, biological and/or chemical weapons in any act of war (declared or undeclared), civil war, war-like actions and/or acts of terrorism; any navy, army, air force, military or police duties (includes National Service and Reservist); participation in any aerial activity such as parachuting and sky-diving, racing of any kind other than on foot, mountaineering or underwater activity; travel on any type of aircraft except as a fare-paying passenger or a crew member of an international airline operating on a regularly-scheduled passenger flight of a licensed commercial aircraft; any violation or attempted violation of law, or resistance to lawful arrest or imprisonment; the influence of alcohol or drugs unless administered or taken at the direction of a Registered Medical Practitioner; any medical condition or injury not caused by an Accident; or consumption of poison or any substance which may be fatal if consumed, whether voluntary or involuntary.
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We do not pay the Death Benefit if the Life Assured commits suicide as stated in Section 4.
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We do not pay the TI Benefit for Terminal Illness in the presence of Human Immunodeficiency Virus (HIV) infection.
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We will not pay the TPD Benefit for any TPD directly or indirectly, wholly or partly caused by or arising from or contributed to by: self-inflicted illness or injury, while sane or insane; attempted suicide; injuries sustained during travel on any type of aircraft except as a fare-paying passenger or a crew member of an international airline operating on a regularly-scheduled passenger flight of a licensed commercial aircraft; or any Pre-existing Condition.
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Free-look period
14 days from policy delivery. We will cancel this Policy from its Policy Effective Date and refund the Premiums You paid without interest and less any expenses spent in considering Your application and issuing this Policy.
Machine-readable endpoints
- facts.json — structured fact extraction
- summary.md — LLM-friendly markdown summary
- wording.md — full ingested wording text
- history.json — wording version history
Source & verification
All facts ingested from Singlife's published Product Summary on compareFIRST.sg. Open the source PDF .
This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact Singlife directly or consult a MAS-licensed financial adviser.