Singapore · Independent comparison

Compare life insurance in Singapore

Term, whole life, investment-linked and endowment plans from every MAS-licensed insurer. Sourced from each insurer's Product Summary on compareFIRST.sg — no fabricated quotes, no fake ratings.

15 MAS-licensed insurers

50 active products

Clause-level search

Start comparing See term life options

Information only — not financial advice. For personalised recommendations, consult a MAS-licensed financial adviser.

Wordings from every MAS-licensed Singapore life insurer

Pick the shape that fits your need

Singapore life insurance comes in four major shapes. Each solves a different problem — start where your liability sits.

Term life

Pure-protection cover for a fixed period (10-30 yrs or to a target age). Least expensive per dollar of cover. Right for: income-replacement, mortgage-protection, dependent-children years.

Term life guide

Permanent coverage with a cash-value build-up. Participating (par) policies share in life-fund profits. Multipliers boost cover during the working years. Right for: lifelong protection plus structured savings.

Whole life guide

ILP & endowment

Investment-linked policies combine protection with sub-fund investing. Endowment is fixed-term structured savings with a small death benefit. Right for: blended protection-plus-investment goals.

How to compare

Different buyers, different starting points

Residency status, CPF eligibility and the products available to you differ. Start with the right shape.

For Singapore Citizens & PRs

Full product universe

All 50 active products across 15 MAS-licensed insurers are open to you.
CPF-eligible products

Some endowment and retirement-savings policies accept CPF Ordinary or Special Account funds.
DIRECT range

DIRECT branded term + whole life policies (DIRECT - AIA Term Cover, DIRECT - GREAT Term, etc.) offer LIA-standardised wordings at lower distribution cost.

For Expats & Foreigners

Underwriting may differ

Some insurers apply additional underwriting or residency requirements for non-SC / non-PR buyers — check directly with the insurer or your adviser.
Bermuda-domiciled options

Manulife (International) Bermuda and Transamerica Life Bermuda offer SGD-denominated whole life with international claim acceptance.
Portable cover

If you may leave Singapore, ask about cover continuation and currency-conversion provisions — these vary by insurer.