Gro Retire Flex Pro II
Structured facts
Extracted from the Product Summary at 48cd91f22a83b034…. 1 fact rows.
Product Type
endowment
Riders & optional benefits
Gro Retire Flex Pro II – Protection Benefit
other
This policy includes a non-participating regular premium compulsory rider, Gro Retire Flex Pro II – Protection Benefit. It pays accidental death Benefit, disability care benefit and retrenchment benefit. This compulsory rider is only applicable for regular premium basic policy and cannot be removed. This rider will end immediately when its basic policy ends.
Exclusions
Verbatim from the Product Summary. Read in full before purchase.
This policy is not valid if the original insured commits suicide within one year from the cover start date. We will refund the total premiums paid, without interest, less any amounts we have paid you, and any amount you owe us, from the cover start date.
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We will not pay the terminal illness benefit if your claim arises from: deliberate acts such as self-inflicted injuries, illnesses or attempted suicide; unlawful acts, provoked assault or deliberate exposure to danger; or the effects of alcohol, drugs or any dependence.
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After you have been continuously covered for two years from the cover start date, we will pay your claim unless: it is a case of fraud; you fail to pay a premium; the insured has a material pre-existing condition which you did not tell us about when you applied for the basic policy or rider if health declaration is required; you or the insured fail to tell us any significant information or information which is true, correct and complete which would have reasonably affected our decision to accept your application; or the claim is excluded or not covered under the terms of the basic policy or rider.
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Free-look period
14 days from policy delivery. we will refund you the premiums you have paid, less any medical fees and other expenses such as payments for medical check-ups and medical reports incurred by us.
Machine-readable endpoints
- facts.json — structured fact extraction
- summary.md — LLM-friendly markdown summary
- wording.md — full ingested wording text
- history.json — wording version history
Source & verification
All facts ingested from Income Insurance's published Product Summary on compareFIRST.sg. Open the source PDF .
This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact Income Insurance directly or consult a MAS-licensed financial adviser.