AIA Platinum Wealth Elite 2.0
Structured facts
Extracted from the Product Summary at 85761c30ddc55fdf…. 1 fact rows.
Product Type
investment-linked
Riders & optional benefits
Total and Permanent Disability Rider
tpd
Total and Permanent Disability Rider is a non-participating supplementary benefit which provides financial protection if the Insured becomes totally and permanently disabled before age 70. This benefit accelerates the payment of the Insured Amount of the Basic Policy.
AIA Vitality Benefit on AIA Platinum Wealth Elite 2.0
other
When the Insured signs up as an AIA Vitality member, or is an existing AIA Vitality member at the point of purchase, your policy will provide additional bonus units, also known as Vitality Fund Boost. The Vitality Fund Boost will be payable up to the first 5 policy years upon meeting certain criteria.
Exclusions
Verbatim from the Product Summary. Read in full before purchase.
any Terminal Illness the symptoms of which first occurred prior to the Issue Date or Reinstatement Date of your Policy, subject to paragraph (c) below, whichever is later, or for which the Diagnosis of Terminal Illness was made within 30 days following the Issue Date or Reinstatement Date of your Policy, whichever is later.
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where, in our opinion, the Terminal Illness was directly or indirectly due to Acquired Immunodeficiency Syndrome (AIDS) or infection by any Human Immunodeficiency Virus (HIV).
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any and all pre-existing illnesses, diseases, impairments or conditions from which the Insured is suffering prior to the Issue Date or Reinstatement Date of your Basic Policy, whichever is later, unless a declaration was made in the application for, or reinstatement of, your Basic Policy and such application is specifically accepted by us.
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Terminal illness in the presence of HIV infection is excluded.
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deliberate acts that endanger oneself, whether sane or insane, including any of the following: (i) violation or attempted violation of the law or resistance to arrest; or (ii) suicide or attempted suicide, intentional self injury or exposure to exceptional danger (except in an attempt to save human life) [TPD Rider exclusion]
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engaging in or taking part in air, military or naval service in time of declared or undeclared war or while under order for warlike operations or restoration of public order [TPD Rider exclusion]
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entering, operating, or servicing, riding in or on, ascending or descending from or with any aerial device or conveyance (except where the Insured is in an aircraft operated by a commercial passenger airline on a regular scheduled passenger trip over its established passenger route or by the Republic of Singapore Air Force) [TPD Rider exclusion]
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Free-look period
14 days from policy delivery. the insurer will refund you the premiums you have paid without interest, in accordance with the insurer's prevailing premium refund formula and after making the necessary adjustments on the following: (i) any change in the market value of the underlying assets of the fund chosen by you as at the valuation day immediately following the date of our receipt of your request; and (ii) less any medical fees and other expenses, such as payments for medical check-ups and medical reports incurred by the insurer, such refund being subject always to a maximum amount of the premiums that you have paid.
Machine-readable endpoints
- facts.json — structured fact extraction
- summary.md — LLM-friendly markdown summary
- wording.md — full ingested wording text
- history.json — wording version history
Source & verification
All facts ingested from AIA Singapore's published Product Summary on compareFIRST.sg. Open the source PDF .
This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact AIA Singapore directly or consult a MAS-licensed financial adviser.