Complete Life Secure
Structured facts
Extracted from the Product Summary at a3df3a87e2e9388c…. 1 fact rows.
Product Type
whole-life
Riders & optional benefits
Complete Life Secure – Protection Benefit
other
This policy includes a non-participating regular premium compulsory rider, Complete Life Secure – Protection Benefit. It pays retrenchment benefit and part of the multiplier cover. This rider will end immediately when its basic policy ends or is converted to a paid-up policy. It does not form part of the Life Participating Fund and no bonus is payable on the benefit.
Exclusions
Verbatim from the Product Summary. Read in full before purchase.
This policy is not valid if the insured commits suicide within one year from the cover start date.
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We will not pay the TPD benefit if your claim arises from: deliberate acts such as self-inflicted injuries, illnesses or attempted suicide; unlawful acts, provoked assault or deliberate exposure to danger; or the effects of alcohol, drugs or any dependence.
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We will also not pay the TPD benefit unless the insured is certified by a specialist to have been totally and permanently disabled for at least six months in a row.
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We will not pay the Terminal Illness benefit if your claim arises from: deliberate acts such as self-inflicted injuries, illnesses or attempted suicide; unlawful acts, provoked assault, or deliberate exposure to danger; or the effects of alcohol, drugs or any dependence.
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We will not pay the Retrenchment Benefit if your claim arises from: retiring, leaving after a probation period, resigning or being dismissed; suffering a psychological condition, disability or illness; taking part in a labour dispute; coming to the end of an employment contract; being involved in a staff-reduction programme or unemployment you knew was going to happen before the cover start date; being employed for less than six months by an employer; or being employed by an employer not incorporated or registered in Singapore.
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After you have been continuously covered for two years from the cover start date, we will pay your claim unless: it is a case of fraud; you fail to pay a premium; the insured has a material pre-existing condition which you did not tell us about when you applied for this policy or rider if health declaration is required; you or the insured fail to tell us any significant information or information which is true, correct and complete which would have reasonably affected our decision to accept your application; or the claim is excluded or not covered under the terms of this policy or rider.
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Free-look period
14 days from policy delivery. we will refund you the premiums you have paid, less any medical fees and other expenses such as payments for medical check-ups and medical reports incurred by us.
Machine-readable endpoints
- facts.json — structured fact extraction
- summary.md — LLM-friendly markdown summary
- wording.md — full ingested wording text
- history.json — wording version history
Source & verification
All facts ingested from Income Insurance's published Product Summary on compareFIRST.sg. Open the source PDF .
This page is informational only and does not constitute financial advice under the Financial Advisers Act. For binding quotes and personalised recommendations, contact Income Insurance directly or consult a MAS-licensed financial adviser.