Singapore · Topic
Riders across Singapore life insurance products
Optional add-ons: critical illness, TPD, accidental death, waiver of premium, hospital cash.
25 of 50 active products on the policy library surface a value for this topic. Each value is extracted from the insurer's Product Summary on compareFIRST.sg.
{"name":"DIRECT - CI for Term Cover","rider_type":"critical-illness","description":"optional non-participating accelerating Critical Illness supplementary benefit to complement your DIRECT - AIA Term Cover policy","source_page":1,"available_at_inception":true,"available_after_inception":false}
{"name":"Total and Permanent Disability Rider","rider_type":"tpd","description":"Total and Permanent Disability Rider is a non-participating supplementary benefit which provides financial protection if the Insured becomes totally and permanently disabled before age 70. This benefit accelerates the payment of the Insured Amount of the Basic Policy.","source_page":17,"available_at_inception":true,"available_after_inception":true} · {"name":"AIA Vitality Benefit on AIA Platinum Wealth Elite 2.0","rider_type":"other","description":"When the Insured signs up as an AIA Vitality member, or is an e…
{"name":"Secondary Insured Option","rider_type":"other","description":"During the term of the policy, a Secondary Insured can be appointed to ensure the continuity of the policy upon death of the Insured. The Secondary Insured will become the new Insured of the basic policy and the policy continues upon the death of the Insured.","source_page":3,"available_at_inception":true,"available_after_inception":true}
{"name":"TPD on Secure Flexi Term (R&C)","rider_type":"tpd","description":"A non-participating supplementary benefit which provides financial protection if the Insured becomes totally and permanently disabled before age 70. This benefit accelerates the payment of the Insured Amount of the basic policy.","source_page":7,"available_at_inception":true,"available_after_inception":true}
{"name":"Term Multiplier Rider 3","rider_type":"other","description":"Provides multiplied coverage for Death, Total and Permanent Disability, and Terminal Illness up to age 100.","source_page":2,"available_at_inception":true} · {"name":"Living Multiplier Rider 3","rider_type":"critical-illness","description":"Provides multiplied coverage for Death, Total and Permanent Disability, Terminal Illness, and Critical Stage of Critical Illness. Premium rates are not guaranteed and may be adjusted based on future experience of the plans.","source_page":2,"available_at_inception":true} · {"name":"Com…
{"name":"GREAT CI Advantage Rider","rider_type":"critical-illness","description":"An Additional CI Unit-Deducting Rider (UDR) attached to the policy whereby the payment of benefit for critical illness under such rider will not reduce or affect the basic sum assured under the base plan, GREAT Life Advantage 4.","source_page":3,"available_at_inception":true,"available_after_inception":true} · {"name":"GREAT CI Advantage Plus Rider","rider_type":"critical-illness","description":"An Additional CI Unit-Deducting Rider (UDR) attached to the policy whereby the payment of benefit for critical illne…
{"name":"TPD Benefit Rider 2","rider_type":"tpd","description":"A non-participating, regular premium insurance rider which provides protection against Total and Permanent Disability (TPD). If sum assured of rider is equivalent to sum assured of basic plan, we will pay the death benefit from the basic plan and the policy will then end. If sum assured of rider is less than sum assured of basic plan, we will pay the sum assured of this rider, which will be accelerated from the basic plan. The most we will pay in benefit for TPD for all policies and riders we have issued for each life assured i…
{"name":"Cash-paying riders (supplementary benefits)","rider_type":"other","description":"You may wish to add optional supplementary benefits by attaching cash-paying riders to your plan. These riders provide protection against critical illness of varying stages, accidental events and disability income.","source_page":7,"available_at_inception":true,"available_after_inception":true}
{"name":"Critical Protect (ILP)","rider_type":"critical-illness","description":"A unit deducting rider that can be attached to AstraLink. If taken up, an enhanced investment bonus applies based on Table 2 (percentage of regular premiums paid in the first 12 months, varying by sum assured multiple and MIP). The rider's sum assured changes correspondingly with changes to the basic policy's regular premium or sum assured.","source_page":2,"available_at_inception":true,"available_after_inception":true}
{"name":"Complete Life Secure – Protection Benefit","rider_type":"other","description":"This policy includes a non-participating regular premium compulsory rider, Complete Life Secure – Protection Benefit. It pays retrenchment benefit and part of the multiplier cover. This rider will end immediately when its basic policy ends or is converted to a paid-up policy. It does not form part of the Life Participating Fund and no bonus is payable on the benefit.","source_page":1,"available_at_inception":true,"available_after_inception":false}
{"name":"Gro Retire Flex Pro II – Protection Benefit","rider_type":"other","description":"This policy includes a non-participating regular premium compulsory rider, Gro Retire Flex Pro II – Protection Benefit. It pays accidental death Benefit, disability care benefit and retrenchment benefit. This compulsory rider is only applicable for regular premium basic policy and cannot be removed. This rider will end immediately when its basic policy ends.","source_page":1,"available_at_inception":true,"available_after_inception":false}
{"name":"Available riders (not individually named in this document)","rider_type":"other","description":"You may attach available riders to enjoy extra protection. All riders are subject to terms and conditions. For more information on these riders, please refer to the relevant product summaries of the riders.","source_page":6,"available_at_inception":true,"available_after_inception":true}
{"name":"Provenance Solitaire – Protection Benefit","rider_type":"other","description":"A single premium compulsory non-participating rider that provides protection against death and terminal illness during the policy term. It does not form part of the Life Participating Fund and no bonus is payable on the benefit.","source_page":2,"available_at_inception":true,"available_after_inception":false} · {"code":"TSN3","name":"Provenance Disability Accelerator","rider_type":"tpd","description":"A non-participating, single premium accelerated rider that provides total and permanent disability (TPD)…
{"name":"Available riders (unspecified)","rider_type":"other","description":"With additional premiums, you may attach available riders to enjoy extra protection. All riders are subject to terms and conditions. For more information on these riders, please refer to the relevant product summaries of the riders.","source_page":3,"available_at_inception":true}
{"code":"TCN2","name":"Disability Accelerator","rider_type":"tpd","description":"Disability Accelerator is an accelerated rider attached to a basic policy. It is a non-participating, regular premium rider that provides insurance protection against total and permanent disability (TPD) for a limited period of time. The term of rider will follow the basic policy term, subject to the maximum coverage of age 70 last birthday. The sum assured of this rider cannot exceed the sum assured of the basic policy.","source_page":5,"available_at_inception":true,"available_after_inception":true}
{"name":"Crisis Care (PRUActive Life V)","rider_type":"critical-illness","description":"Critical illness cover that can be added to the PRUActive Life V policy. The sum assured of this benefit accelerates from the Death benefit. Referenced throughout the policy in the context of claims interaction with Death, Terminal Illness and Disability benefits.","source_page":2,"available_at_inception":true,"available_after_inception":false} · {"name":"Early Crisis Care (PRUActive Life V)","rider_type":"early-critical-illness","description":"Early critical illness cover that can be added to the PRUAct…
{"name":"Crisis Protect benefit","rider_type":"critical-illness","description":"Can be added as part of your basic benefit to your policy at any time if the benefit is available, you are paying your regular premiums, we decide that the life assured is in good health, the life assured is below 45 years old, and your policy has not ended.","source_page":7,"available_at_inception":true,"available_after_inception":true} · {"name":"Early Crisis Protect benefit","rider_type":"early-critical-illness","description":"Can only be added if you have added the Crisis Protect benefit. Available if the be…
{"name":"Accidental Disability Benefit","rider_type":"tpd","description":"If the life assured becomes totally and permanently disabled because of an accident before the cover end date of the Accidental Disability Benefit as shown in your certificate of life assurance, we pay an extra monthly instalment which is equal to the guaranteed monthly income (Disability Monthly Income) up to a maximum amount of $6,250 for each disability monthly income instalment. We pay this Disability Monthly Income from the next month following the date of disability until the maturity of the policy or when the l…
{"name":"Payer Security Plus","rider_type":"waiver-of-premium","description":"Supplementary benefit attachable to PRUVantage Wealth III. Specific terms subject to product terms and conditions.","source_page":17,"available_at_inception":true,"available_after_inception":true} · {"name":"Crisis Waiver III","rider_type":"waiver-of-premium","description":"Supplementary benefit attachable to PRUVantage Wealth III. Specific terms subject to product terms and conditions.","source_page":17,"available_at_inception":true,"available_after_inception":true} · {"name":"Accident Assist","rider_type":"accid…
{"name":"TPD Advance Cover Plus III","rider_type":"tpd","description":"This is a non-participating Total and Permanent Disability Supplementary Benefit (TPD Benefit). It offers protection against disability which is total and permanent during the period of the benefit term. This TPD Benefit accelerates the Death Benefit of the Policy to which it is attached. This Supplementary Benefit does not have any cash value. The premium rates for this Supplementary Benefit are level and guaranteed throughout the premium term.","source_page":1,"available_at_inception":true,"available_after_inception":f…
{"name":"Supplementary Benefits","rider_type":"other","description":"While the Policy is in force, You may request to add additional Supplementary Benefits to Your Policy, subject to Our terms and conditions and provided the Supplementary Benefits are available at the point of Your application. You have to pay extra premiums for these additional Supplementary Benefits. No Supplementary Benefit is available for single premium payment term Policy.","source_page":2,"available_at_inception":true,"available_after_inception":true}
{"name":"Supplementary Benefits","rider_type":"other","description":"Subject to Our terms and conditions and provided the Supplementary Benefits are available at point of Your application, You can request to add on additional Supplementary Benefits to Your Policy during the Policy term. Extra premiums are payable for these additional Supplementary Benefits. No Supplementary Benefit is available for single premium payment term Policy. Please refer to the respective Supplementary Benefits' Terms and Conditions for the full details of exclusions.","source_page":4,"available_at_inception":true,…
{"name":"Supplementary Benefits","rider_type":"other","description":"Subject to Our terms and conditions and provided the Supplementary Benefits are available at point of Your application, You can request to add on additional Supplementary Benefits to Your policy during the policy term. Extra premiums are payable for these additional Supplementary Benefits. Please refer to the respective Supplementary Benefits' terms and conditions for the full details of exclusions.","source_page":5,"available_at_inception":true,"available_after_inception":true}
{"name":"Supplementary Benefits","rider_type":"other","description":"Subject to Our terms and conditions and provided the Supplementary Benefits are available at point of Your application, You can request to add on additional Supplementary Benefits to Your Policy during the Policy term. Extra premiums are payable for these additional Supplementary Benefits. Please refer to the respective Supplementary Benefits' Terms and Conditions for the full details of exclusions.","source_page":2,"available_at_inception":true,"available_after_inception":true}
{"name":"Supplementary Benefits","rider_type":"other","description":"Subject to Our terms and conditions and provided the Supplementary Benefits are available at point of Your application, You can request to add on additional Supplementary Benefits to Your Policy during the Policy term. Extra premiums are payable for these additional Supplementary Benefits. Please refer to the respective Supplementary Benefits' Terms and Conditions for the full details of exclusions.","source_page":2,"available_at_inception":true,"available_after_inception":true}
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