{
  "generated_at": "2026-06-05T12:32:40.774Z",
  "site_base": "https://lifeinsurance.com.sg",
  "insurer": {
    "slug": "singlife",
    "name": "Singlife",
    "legal_entity": "Singapore Life Ltd.",
    "mas_license_type": null,
    "mas_fi_directory_url": null
  },
  "product": {
    "slug": "singlife-legacy-indexed-income",
    "name": "Singlife Legacy\n   Indexed Income",
    "status": "active",
    "positioning_summary": null,
    "source_url": "https://singlife.com/content/dam/public/sg/pinnacle/legacy-indexed-income/singlife-legacy-indexed-income-brochure.pdf"
  },
  "wording": {
    "wording_version": "2026-06-05",
    "effective_from": null,
    "ingested_at": "2026-06-05T11:51:06.0074+00:00",
    "source_url": "https://singlife.com/content/dam/public/sg/pinnacle/legacy-indexed-income/singlife-legacy-indexed-income-brochure.pdf",
    "pdf_hash": "d1e6f1f6b990541d8b30fe12f4c646dd262fba977db67f9ed815961bc9b9eead",
    "page_count": null
  },
  "facts": {
    "free_look": {
      "refund_basis": "Not stated in this document."
    },
    "exclusions": [],
    "mwpa_trust": {
      "notes": "Not mentioned in this document."
    },
    "cash_values": {
      "has_cash_value": true,
      "non_guaranteed_bonus": {
        "available": false,
        "bonus_types": []
      },
      "guaranteed_surrender_value": {
        "basis": "Account Value referenced in illustrations but guaranteed surrender value basis not stated in this document.",
        "available": false,
        "source_page": 8
      }
    },
    "policy_loan": {},
    "product_type": "universal-life",
    "underwriting": {
      "source_page": 4,
      "pre_existing_treatment": "Guaranteed acceptance upon application with no medical underwriting needed."
    },
    "policy_basics": {
      "minimum_entry_age": {
        "basis": "age-next-birthday",
        "source_page": 11
      },
      "maximum_coverage_age": {
        "basis": "age-next-birthday",
        "years": 120,
        "source_page": 4
      },
      "minimum_policy_term_years": "whole-of-life to age 120 of Life Assured"
    },
    "premium_terms": {
      "cpf_eligible": {
        "srs": false,
        "notes": "No mention of CPF or SRS eligibility in this document.",
        "special_account": false,
        "ordinary_account": false
      },
      "payment_modes": [
        "single",
        "annual"
      ],
      "minimum_premium": {
        "currency": "USD",
        "source_page": 5
      },
      "premium_term_options": [
        {
          "label": "Single Premium",
          "description": "One-time payment",
          "source_page": 5
        },
        {
          "label": "Regular Pay 2 to 20 years",
          "description": "Scheduled payments from minimum of 2 years up to 20 years",
          "source_page": 5
        }
      ]
    },
    "document_metadata": {
      "wording_version": "COMP/2026/02/MKT/066",
      "product_full_name": "Singlife Legacy Indexed Income",
      "insurer_legal_entity": "Singapore Life Ltd.",
      "document_published_date": "25 Feb 2026"
    },
    "terminal_illness_benefit": {
      "available": true,
      "source_page": 4,
      "qualifying_definition": "Not defined in this document."
    }
  },
  "confidence_tier": "verified"
}