# GREAT Flexi Protect Series 3 Comprehensive protection with flexible choices on multiplied coverage ## Life Protection [p.1] --- # Secure lifelong multiplied coverage to protect you and your loved ones Your loved ones deserve proper planning to ensure a lifelong financial safety net for them. Their lifestyles and dreams can carry on without disappointment, should the unfortunate happen to you prematurely and you are no longer able to provide for them. GREAT Flexi Protect Series 3 offers you a choice of three whole life participating plans, along with optional riders for enhanced and multiplied coverage to safeguard your family's future. ## Why GREAT Flexi Protect Series 3? ### Lifetime coverage that increases as you age Enjoy an increase in your protection value from non-guaranteed bonuses with each policy year, from your selection of one of the three base plans. ### Multiply your coverage by 200%, 300% or more Boost the protection you'll need without limits on the multiplier factor¹ with our optional riders, which can provide multiplied coverage up to age 100. ### Additional cash payouts for critical illnesses and medical conditions Your plan can be customised to your life stages and the coverage you'll need. Get additional payouts for medical conditions covered under the Special Benefit, Senior Benefit, Benign Tumour Benefit and Juvenile Benefit² if your child is the insured up to age 18. You can also customise your protection to be continued even after a full claim is made upon any Early or Intermediate Stage of Critical Illness. ### Lifetime coverage with choice of premium terms Pick the payment term that best suits you – be it 20 years or till you're 65 years old, free yourself from premium payments throughout the policy term while enjoying comprehensive protection for life. [p.2] ## Here's an overview on what GREAT Flexi Protect Series 3 offers | COVERAGE | GREAT Flexi Protect 3 | GREAT Flexi Living Protect 3 | GREAT Complete Flexi Living Protect 3 | Term Multiplier Rider 3 | Living Multiplier Rider 3 | Complete Living Multiplier Rider 3 | |----------|---|---|---|---|---|---| | Death, Total and Permanent Disability, Terminal Illness | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | | Accidental Total and Permanent Disability | ✓ | ✓ | ✓ | | | | | Critical Stage of Critical Illness | | ✓ | ✓ | | ✓ | ✓ | | Early and Intermediate Stages of Critical Illness | | | ✓ | | | ✓ | | Additional Benefits: Special Benefit, Juvenile Benefit, Senior Benefit, Benign Tumour Benefit | | Only for Angioplasty | ✓ | | Only for Angioplasty | Only for Angioplasty | **BASE PLANS** | **CHOICE OF UP TO 3 OPTIONAL RIDERS** --- Start a conversation with your Great Eastern Financial Representative today to find out more. [p.2] --- # Here's how GREAT Flexi Protect Series 3 multiplies your lifetime coverage [p.3] ## James A 30-year-old non-smoker and married with a child. He decides to purchase GREAT Flexi Protect 3 to enhance his whole life coverage and added two additional riders to increase his critical illness protection till he is 70 years old. **Premium payable** S$377 per month³ **Premium term** 20 years **Combined Initial Coverage: S$600,000** - GREAT Flexi Protect 3 with increasing protection coverage⁴: S$50,000 - Additional riders: - Complete Living Multiplier Rider 3: S$100,000 - Living Multiplier Rider 3: S$450,000 ### Age 30 — Coverage commenced ### Age 45 — Underwent Angioplasty and Other Invasive Treatment For Coronary Artery **Payout: S$25,000** from the policy under Additional Benefit⁵ His coverage remains unchanged and continues ### Age 50 — Diagnosed with Early Stage of Kidney Failure **Payout: S$100,000** from Complete Living Multiplier Rider 3 GREAT Flexi Protect 3 and Living Multiplier Rider 3 continue to provide coverage for him ### Age 70 — Diagnosed with Critical Stage of Lung Disease **Payout: S$450,000** from Living Multiplier Rider 3 GREAT Flexi Protect 3 continues to provide coverage for him ### Age 90 — James passed away due to old age His family receives a total payout of: **S$128,285** - S$50,000 Guaranteed death benefit - S$78,285* Non-guaranteed bonuses His coverage remains unchanged and continues: - Complete Living Multiplier Rider 3: S$100,000 - Living Multiplier Rider 3: S$450,000 --- ## Footnotes ¹ Subject to the maximum coverage allowed. ² Special Benefit (including Angioplasty and Other Invasive Treatment For Coronary Artery), Juvenile Benefit, Senior Benefit and Benign Tumour Benefit are applicable to GREAT Complete Flexi Living Protect 3 only. Please refer to the Product Summary for the list of conditions covered. ³ Rounded down to the nearest dollar. Premium rates for Living Multiplier Rider 3 and Complete Living Multiplier Rider 3 are not guaranteed and may be adjusted based on future experience of the plans. ⁴ The non-guaranteed bonuses accumulate with each policy year and end when the basic sum assured is fully claimed. ⁵ Subject to the applicable benefit limit for Angioplasty and Other Invasive Treatment For Coronary Artery. * The non-guaranteed benefits are illustrated based on the illustrated investment rate of return (IIRR) of the participating fund at 4.25% p.a.. At IIRR of 3.00% p.a., the non-guaranteed bonuses would be S$31,143. The actual benefits payable may vary according to the future performance of the participating fund. Figures illustrated are rounded down to the nearest dollar. [p.3] --- # Notes and Disclaimers All ages specified refer to age next birthday. This advertisement has not been reviewed by the Monetary Authority of Singapore. The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Protected up to specified limits by SDIC. In case of discrepancy between the English and the Chinese versions, the English version shall prevail. Information correct as at 13 January 2023. [p.4] --- # Reach for Great **The Great Eastern Life Assurance Company Limited** 1 Pickering Street #01-01 Great Eastern Centre Singapore 048659 Reg No.1908 00011G greateasternlife.com [p.4]