# GREAT Flexi
   Protect Series 3

**Insurer:** Great Eastern (The Great Eastern Life Assurance Company Limited)
**MAS licence:** —
**Insurer product page:** https://www.greateasternlife.com/content/dam/corp-site/great-eastern/sg/homepage/personal-insurance/our-products/life-insurance/great-flexi-protect-series/great-flexi-protect-brochure-english.pdf

## Source wording

- **Effective from:** (not stated in document)
- **Ingested:** 2026-06-05
- **PDF source:** https://www.greateasternlife.com/content/dam/corp-site/great-eastern/sg/homepage/personal-insurance/our-products/life-insurance/great-flexi-protect-series/great-flexi-protect-brochure-english.pdf
- **PDF sha256:** `10ff2b5a6cc2b7abd414535dd893a66537a5e939d389bb255fe01e16d8a62410`
- **Extraction confidence:** inferred

## Extracted facts

### riders

```json
[
  {
    "name": "Term Multiplier Rider 3",
    "rider_type": "other",
    "description": "Provides multiplied coverage for Death, Total and Permanent Disability, and Terminal Illness up to age 100.",
    "source_page": 2,
    "available_at_inception": true
  },
  {
    "name": "Living Multiplier Rider 3",
    "rider_type": "critical-illness",
    "description": "Provides multiplied coverage for Death, Total and Permanent Disability, Terminal Illness, and Critical Stage of Critical Illness. Premium rates are not guaranteed and may be adjusted based on future experience of the plans.",
    "source_page": 2,
    "available_at_inception": true
  },
  {
    "name": "Complete Living Multiplier Rider 3",
    "rider_type": "early-critical-illness",
    "description": "Provides multiplied coverage for Death, Total and Permanent Disability, Terminal Illness, Critical Stage of Critical Illness, Early and Intermediate Stages of Critical Illness, and Additional Benefits (Special Benefit — only for Angioplasty). Premium rates are not guaranteed and may be adjusted based on future experience of the plans.",
    "source_page": 2,
    "available_at_inception": true
  }
]
```

### cash values

```json
{
  "has_cash_value": true,
  "non_guaranteed_bonus": {
    "text": "The non-guaranteed bonuses accumulate with each policy year and end when the basic sum assured is fully claimed. The non-guaranteed benefits are illustrated based on the illustrated investment rate of return (IIRR) of the participating fund at 4.25% p.a.. At IIRR of 3.00% p.a., the non-guaranteed bonuses would be S$31,143. The actual benefits payable may vary according to the future performance of the participating fund.",
    "available": true,
    "bonus_types": [
      "reversionary"
    ],
    "source_page": 3
  }
}
```

### product type

```json
"whole-life"
```

### policy basics

```json
{
  "minimum_entry_age": {
    "basis": "age-next-birthday",
    "source_page": 4
  },
  "maximum_coverage_age": {
    "basis": "age-next-birthday",
    "years": 100,
    "source_page": 2
  }
}
```

### premium terms

```json
{
  "premium_term_options": [
    {
      "label": "20-pay",
      "description": "20 years",
      "source_page": 3
    },
    {
      "label": "pay to age 65",
      "description": "till you're 65 years old",
      "source_page": 2
    }
  ]
}
```

### document metadata

```json
{
  "product_full_name": "GREAT Flexi Protect Series 3",
  "insurer_legal_entity": "The Great Eastern Life Assurance Company Limited",
  "document_published_date": "13 January 2023"
}
```

### terminal illness benefit

```json
{
  "available": true,
  "source_page": 2
}
```

---

*This summary reflects the policy wording as ingested on 2026-06-05. For current terms, always verify against the source PDF or contact the insurer.*