{
  "generated_at": "2026-06-05T12:32:40.774Z",
  "site_base": "https://lifeinsurance.com.sg",
  "insurer": {
    "slug": "great-eastern",
    "name": "Great Eastern",
    "legal_entity": "The Great Eastern Life Assurance Company Limited",
    "mas_license_type": null,
    "mas_fi_directory_url": null
  },
  "product": {
    "slug": "great-flexi-protect-series-3",
    "name": "GREAT Flexi\n   Protect Series 3",
    "status": "active",
    "positioning_summary": null,
    "source_url": "https://www.greateasternlife.com/content/dam/corp-site/great-eastern/sg/homepage/personal-insurance/our-products/life-insurance/great-flexi-protect-series/great-flexi-protect-brochure-english.pdf"
  },
  "wording": {
    "wording_version": "2026-06-05",
    "effective_from": null,
    "ingested_at": "2026-06-05T11:48:37.343819+00:00",
    "source_url": "https://www.greateasternlife.com/content/dam/corp-site/great-eastern/sg/homepage/personal-insurance/our-products/life-insurance/great-flexi-protect-series/great-flexi-protect-brochure-english.pdf",
    "pdf_hash": "10ff2b5a6cc2b7abd414535dd893a66537a5e939d389bb255fe01e16d8a62410",
    "page_count": null
  },
  "facts": {
    "riders": [
      {
        "name": "Term Multiplier Rider 3",
        "rider_type": "other",
        "description": "Provides multiplied coverage for Death, Total and Permanent Disability, and Terminal Illness up to age 100.",
        "source_page": 2,
        "available_at_inception": true
      },
      {
        "name": "Living Multiplier Rider 3",
        "rider_type": "critical-illness",
        "description": "Provides multiplied coverage for Death, Total and Permanent Disability, Terminal Illness, and Critical Stage of Critical Illness. Premium rates are not guaranteed and may be adjusted based on future experience of the plans.",
        "source_page": 2,
        "available_at_inception": true
      },
      {
        "name": "Complete Living Multiplier Rider 3",
        "rider_type": "early-critical-illness",
        "description": "Provides multiplied coverage for Death, Total and Permanent Disability, Terminal Illness, Critical Stage of Critical Illness, Early and Intermediate Stages of Critical Illness, and Additional Benefits (Special Benefit — only for Angioplasty). Premium rates are not guaranteed and may be adjusted based on future experience of the plans.",
        "source_page": 2,
        "available_at_inception": true
      }
    ],
    "cash_values": {
      "has_cash_value": true,
      "non_guaranteed_bonus": {
        "text": "The non-guaranteed bonuses accumulate with each policy year and end when the basic sum assured is fully claimed. The non-guaranteed benefits are illustrated based on the illustrated investment rate of return (IIRR) of the participating fund at 4.25% p.a.. At IIRR of 3.00% p.a., the non-guaranteed bonuses would be S$31,143. The actual benefits payable may vary according to the future performance of the participating fund.",
        "available": true,
        "bonus_types": [
          "reversionary"
        ],
        "source_page": 3
      }
    },
    "product_type": "whole-life",
    "policy_basics": {
      "minimum_entry_age": {
        "basis": "age-next-birthday",
        "source_page": 4
      },
      "maximum_coverage_age": {
        "basis": "age-next-birthday",
        "years": 100,
        "source_page": 2
      }
    },
    "premium_terms": {
      "premium_term_options": [
        {
          "label": "20-pay",
          "description": "20 years",
          "source_page": 3
        },
        {
          "label": "pay to age 65",
          "description": "till you're 65 years old",
          "source_page": 2
        }
      ]
    },
    "document_metadata": {
      "product_full_name": "GREAT Flexi Protect Series 3",
      "insurer_legal_entity": "The Great Eastern Life Assurance Company Limited",
      "document_published_date": "13 January 2023"
    },
    "terminal_illness_benefit": {
      "available": true,
      "source_page": 2
    }
  },
  "confidence_tier": "inferred"
}