{ "generated_at": "2026-06-05T12:32:40.774Z", "site_base": "https://lifeinsurance.com.sg", "insurer": { "slug": "great-eastern", "name": "Great Eastern", "legal_entity": "The Great Eastern Life Assurance Company Limited", "mas_license_type": null, "mas_fi_directory_url": null }, "product": { "slug": "great-flexi-goal", "name": "GREAT Flexi\n Goal", "status": "active", "positioning_summary": null, "source_url": "https://www.comparefirst.sg/wap/prodSummaryPdf/190800011G/PS(EN)_GREAT%20Flexi%20Goal_(SG)_v5.0.pdf" }, "wording": { "wording_version": "2026-06-05", "effective_from": null, "ingested_at": "2026-06-05T10:50:29.188256+00:00", "source_url": "https://www.comparefirst.sg/wap/prodSummaryPdf/190800011G/PS(EN)_GREAT%20Flexi%20Goal_(SG)_v5.0.pdf", "pdf_hash": "1ff23f0c3e007e4dbd2d132e82a3070d56cb0a5ff69fbd7175a5dac743b14d57", "page_count": null }, "facts": { "free_look": { "period_days": 14, "source_page": 9, "refund_basis": "We will refund you the premiums you have paid, less any medical fees and other expenses, such as payments for medical check-ups and medical reports, incurred by us." }, "exclusions": [ { "text": "We will not pay any benefit for death resulting from: (a) suicide, while sane or insane; or (b) any pre-existing condition, within 12 months from the date we issue the policy or from the date of reinstatement (if applicable) of the policy. The policy will be void. We will refund all the premiums you have paid without interest (after deducting any outstanding debt, and any benefits and/or bonuses paid).", "source_page": 3 }, { "text": "We will not pay the benefit for TPD resulting: (a) directly or indirectly, wholly or partly from self-inflicted injury, while sane or insane; (b) directly or indirectly, wholly or partly, from bodily injury sustained while in or on, or boarding or descending from, an aircraft other than as a: (i) fare-paying passenger or crew member on an aircraft licensed for passenger service and operated by a commercial airline on a scheduled route; (ii) passenger who is a member of the armed forces on a military transport aircraft; or (iii) provider of airport ground handling, aviation catering, aircraft engineering or other aviation-related services while the aircraft is on the ground; or (c) pre-existing TPD; or (d) a diagnosis of TPD due to a pre-existing condition within 12 months from the date of issue or from the date of reinstatement (if applicable) of the policy.", "source_page": 3 }, { "text": "We will not pay any benefit for: (a) Terminal Illness in the presence of Human Immunodeficiency Virus (\"HIV\") infection; (b) Pre-existing Terminal Illness; or (c) a diagnosis of Terminal Illness due to a Pre-existing Condition within twelve (12) months from the Date of Issue or the date of reinstatement (if applicable) of the Policy.", "source_page": 3 } ], "cash_values": { "has_cash_value": true, "non_guaranteed_bonus": { "text": "The future bonuses which have yet to be declared are not guaranteed and are dependent on the performance of the participating fund. We will decide the level of bonus to be declared each year as approved by the board of directors, taking into account the written recommendation by the appointed actuary. Reversionary bonus (if any) is usually declared on a yearly basis; once declared, it will form part of the guaranteed benefit. Terminal bonus (if any) is a one-time bonus payable on claim, maturity or surrender.", "available": true, "bonus_types": [ "reversionary", "terminal" ], "source_page": 4, "par_fund_name": "Great Eastern Life Participating Fund" }, "guaranteed_surrender_value": { "basis": "Payable after at least 3 full policy years of premiums paid and policy in force for at least 3 years; see table of deductions in the policy illustration", "available": true, "source_page": 3 } }, "grace_period": { "days": 30, "source_page": 8 }, "product_type": "endowment", "policy_basics": { "minimum_entry_age": { "basis": "as-stated", "years": 0, "source_page": 2 }, "maximum_coverage_age": { "basis": "age-next-birthday", "years": 65, "source_page": 2 } }, "premium_terms": { "payment_modes": [ "annual" ], "premium_review_clause": { "text": "No. The premium rates for this plan are guaranteed and will not be changed.", "reviewable": false, "source_page": 4 } }, "reinstatement": { "conditions": "You may reinstate the policy within 6 months from the date it lapsed and usual reinstatement conditions apply.", "source_page": 8 }, "non_forfeiture": { "source_page": 8, "automatic_premium_loan": { "text": "If you do not pay your premiums on time, your policy may lapse (after 30 days grace period) depending on the net surrender value. If the policy has enough net surrender value, you will be given an automatic premium loan (APL).", "available": true } }, "suicide_clause": { "source_page": 3, "payout_within_period": "The policy will be void. We will refund all the premiums you have paid without interest (after deducting any outstanding debt, and any benefits and/or bonuses paid).", "exclusion_period_months": 12 }, "document_metadata": { "wording_version": "PS Version 5.0", "product_full_name": "GREAT Flexi Goal", "insurer_legal_entity": "The Great Eastern Life Assurance Company Limited (Registration No. 1908 00011G)", "product_summary_pdf_url": "https://www.greateasternlife.com" }, "terminal_illness_benefit": { "available": true, "source_page": 3, "acceleration_percent": 100, "qualifying_definition": "A definite diagnosis of an illness that is expected to result in the life assured's death within 12 months. We require this diagnosis to be supported by a registered medical practitioner and when we require, to be confirmed by our appointed medical practitioner." } }, "confidence_tier": "verified" }